About Us

We are truly independent IVA specialists. We work to get you debt free and don’t provide information to credit reference agencies, banks, debt collectors or any other organisations which may harass you.

We comply fully with the legal and ethical standards applicable to us.

We work with a select panel of specially chosen Insolvency Practitioners (IP’s) around the UK who are sympathetic to the problems decent people face when their debts get out of hand, regardless of the reason.

We never judge or blame. We will listen attentively, answer your questions, and recommend a solution that we believe is right for you based on your individual circumstances but you will make the decisions and we will never charge our personal clients anything, so you’re always free to walk away without obligations to us at any time you choose.

We know the processes, hurdles and pitfalls with all insolvency procedures and we use that knowledge to smooth the insolvency process by collating and scrutinising the paperwork and preparing the statement of affairs and other documents which your IP will need, so that once you’ve decided to move forward, you can get there with the minimum delay or formality.

We’re exclusively focused on assisting individuals with an Individual Voluntary Arrangements (IVA) and if we don’t believe your circumstances are right for an IVA, we’ll tell you and not try to sell you some other type of arrangement that suits us but not you.

We have an enviable reputation for moving fast and arranging the lowest monthly payments possible for our clients. We believe that if you’re entering an IVA you don’t need the added pressure of high monthly payments. You’re our client and unlike many competitors, we don’t receive a percentage of what you pay.In an IVA you will only be expected to pay what you can sensibly afford each month; one low monthly IVA payment makes managing debt much easier.